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Test Number : CFE
Test Name : Certified Financial Examiner (CFE)
Vendor Name : Financial
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CFE test Format | CFE Course Contents | CFE Course Outline | CFE test Syllabus | CFE test Objectives

1. CFE designation requirement
To qualify for the CFE designation, you must have obtained the AFE designation or be applying for the AFE designation concurrently with the application for the CFE designation. A CFE designation will not be granted until the AFE designation is obtained. This may occur on the same day, but the AFE designation requirements must be met before the CFE can be obtained.

2. Education requirements
To qualify for the CFE designation, you must have:

Successfully completed three semester hours of a Management course from an accredited college or university or its demonstrable equivalent, and you must provide evidence of the successful completion of this course by either a certificate of completion or a college transcript.

Note that the Management courses offered by CPCU, LOMA, and CLU will satisfy this requirement. For more information about their courses in Management, visit their websites at,, and

To qualify for the CFE designation, you must successfully complete the three CFE examinations administered by the Society of Financial Examiners. The three CFE exams are:

CFE1 - Examination Methods and Management
CFE2 - Enterprise Risk Management
CFE3 - Reinsurance

The information about registering for these examinations is provided at To assist in studying for these examinations, the Society provides study guides and textbook materials. A description of these study items is also provided at You are welcome to take CFE exams prior to receiving the AFE designation but must receive the AFE designation prior to receiving the CFE designation.

Conditional Credit Policy - Effective January 1, 2012, a candidate for the CFE designation will be subject to the conditional credit policy as stated below:

The passing grade for each of the tests of the CFE is 66 prior to July 1, 2014; thereafter it is 74. A candidate who passes any test of the CFE will earn conditional credit for that test. This conditional credit expires 36 months after the testing date. If a candidate does not successfully pass the remaining tests within the 36 months, the test associated with the conditional credit must be retaken.

An application reflecting fulfillment of all requirements for a designation must be submitted within thirty-eight months following the month in which the applicant passed his/her first test for that designation track.

4. Work-related experience requirements
To qualify for the CFE designation, you must be an insurance department employee, or self-employed with a contract for services directly with an insurance department, or be employed with a company that has a contract with a state insurance department and have three (3) years of continuous, responsible insurance department examination experience as a financial examiner. Note that the two years required for the AFE designation, qualify as the first two years of the requirement for the CFE, therefore, you only need to obtain one additional year.

5. Membership requirements
To qualify for the CFE designation, you must be an Accredited Member in good standing of the Society of Financial Examiners.

6. Application approval requirements
To receive the CFE designation, you must submit an application to SOFE headquarters and it must be approved first by the Membership Committee, who will then recommend it for approval by the Executive Committee of the Society. Upon approval by the Executive Committee, the designation will become effective.

Deadlines ó The approval process of a properly completed designation application is typically between six to eight weeks, as follows: The completed application, with all required information and documentation must be submitted to SOFE by email, fax or mail, for arrival by the 3rd week of the month for inclusion in the next months Membership Committee review. Applicants recommended for approval by the Membership Committee are then submitted for vote by the Executive Committee, generally within 30 days of Membership Committee approval. Applications may be found on the Society's website at under the link for SOFE Forms or under the Resource tab.

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Financial guide

Op-ed: fiscal professionals deserve to hold buyers secure in these exceptional times | CFE Test Prep and Practice Questions

The economic disaster led to through the coronavirus outbreak is  anything else the world has ever skilled.

not like the recession in the Nineteen Eighties, the bond provide way of 1994, the Asian forex disaster or the 2008 subprime mortgage catastrophe, here is no longer a monetary disaster. it is an economic disaster. And, besides the fact that children fiscal crises ensue with some regularity, most have more localized have an effect on zones.

in this case, virtually each main economy on earth has been negatively impacted by way of some variety of societal lockdown. The proven fact that it got here amidst a powerful and growing to be world financial system made it nothing wanting a seismic systemic shock.

This exceptional disaster calls for that finance gurus admire the leadership role they should play in guiding buyers via ongoing volatility to calmer shores. greater than ever, they should draw on their skills and journey to seem beyond the brief-time period and try to balance market activity with the economic reality that underpins it. And, as all the time, strict moral habits ought to stay their precise priority.

more from FA Playbook:Op-ed: all types of investors can enhance their economic fortunesAdvisors guide valued clientele through Covid-19 crisisOp-ed: CARES Act lets you tap your 401(okay). What to know first

In February, global stock markets dropped 20% to 30% in a month. The S&P's volatility index reached a degree remaining seen in 2008, and credit spreads rose sharply.

After a close-decade lengthy consistent decline, unemployment within the U.S. rocketed to 30 million by using the end of April. Governments world wide have supplied huge quantities of fiscal help and significant banks have searched for all purchasable financial coverage tools to assist stem the tide.

The coronavirus pandemic, and authorities' responses to it, has severely impacted markets and the fiscal future of retail traders and pension dollars everywhere. A newly published survey conducted through the CFA Institute offers an important examine how fiscal specialists and professionals view the crisis, together with recovery, market volatility, govt intervention and the role of ethics in asset management and finance in instances of disaster.

The coronavirus disaster has affected industries in a different way. funding management has so far been spared most of the ravages another sectors face.

To that element, 54% of those CFA Institute participants surveyed referred to that their firms are making no alterations to hiring plans and 36% said their enterprise is freezing hiring, while 9% say their firms are downsizing. That puts the trade in a far better place than the established U.S. body of workers, with 23% of the U.S. applying for unemployment merits by means of the end of April.

it is incumbent on these of us in this industry to take this occasion to deepen the trust of their customers so they can also be of most assist. have faith is built on a groundwork of realizing and engagement.

careful consideration should be paid to realizing investor concerns and targets, welcoming their influence, and being coming near near with assistance to make them confident in their decisions.

in preference to endure yet a further blow to their attractiveness, financial specialists should catch the second for the trade to demonstrate ethics and hope. it is incumbent upon anybody to support shelter shoppers towards scams and fraud, from the colossal to the reputedly insignificant, that harm no longer best their attractiveness however people and businesses that depend on reasonable and suit markets.

The finance trade has a chance to show that it's going to not let impropriety flourish in difficult instances.

Steve Horan

managing director of the Americas location for CFA Institute

it's vital for the health of the finance trade, and markets world wide, that economic gurus reside as much as the ethics and requirements set by the a lot of fiscal advisory business associations. these ethics should be put to the look at various in how the finance trade handles consumers and their investments, their personal personnel, and the security of customer and customer counsel.

And whereas the big majority in their business act ethically, we're mindful that times of worry can often result in impropriety. alas, 45% of respondents feel it's likely that the crisis will cause unethical behavior inside the trade. This percent is even greater in establishing markets. They must now not let that ensue.

whereas survey respondents may additionally vary on simply how a great deal they suppose regulators may still intervene in this disaster, ninety four% of those surveyed agree with that regulators should still center of attention on teaching the general public about fraud possibility.

meanwhile, forty four% of respondents believed the one most crucial message for traders is that markets are functioning properly and serving their goal, even in instances of crisis. additionally, fiscal specialists are broadly united, with 75% favoring accountability for firms receiving emergency funds, and agreeing that they should not pay out dividends or bonuses.

The economic advisory trade has a chance to demonstrate that it is going to now not let impropriety flourish in intricate instances. The trade can show that it is cognizant of the challenges caused by way of this crisis and should act as a trusted accomplice in a shared ecosystem working towards equitable global prosperity and security.

healing will not be judged by means of anybody successes, however by means of whether or no longer the area got here collectively to the benefit of society. economic advisors can and may be there to support paved the way for investors.

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